Cost to own a home in 88021
Property tax, insurance, and HOA for Anthony NM area.
ZIP 88021 covers Anthony NM area. Anthony and southern Doña Ana County. More affordable inventory, longer commutes to central LC.
What to budget annually for a Las Cruces home in 88021
Property tax in Doña Ana County runs roughly 0.82% of assessed value. On a $195,000 home that's around $1,599/year. Hazard insurance typically lands $850-$1,400/year for a standard owner-occupied build. HOA dues in this ZIP run $0-$25/mo; many neighborhoods here have no HOA at all.
What these numbers mean for buyers and sellers
Total annual ownership cost in 88021 (tax + insurance + HOA) typically lands between 1.2% and 1.5% of purchase price. That's lower than most western states. Sellers should disclose actual costs upfront in listings — buyers researching ownership costs convert better when the numbers are right there.
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