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Las Cruces ZIP 88021

Cost to own a home in 88021

Property tax, insurance, and HOA for Anthony NM area.

Property tax (effective)
~0.82%
Insurance (typical)
$850-$1,400
HOA
$0-$25/mo
Median home
$195,000

ZIP 88021 covers Anthony NM area. Anthony and southern Doña Ana County. More affordable inventory, longer commutes to central LC.

What to budget annually for a Las Cruces home in 88021

Property tax in Doña Ana County runs roughly 0.82% of assessed value. On a $195,000 home that's around $1,599/year. Hazard insurance typically lands $850-$1,400/year for a standard owner-occupied build. HOA dues in this ZIP run $0-$25/mo; many neighborhoods here have no HOA at all.

What these numbers mean for buyers and sellers

Total annual ownership cost in 88021 (tax + insurance + HOA) typically lands between 1.2% and 1.5% of purchase price. That's lower than most western states. Sellers should disclose actual costs upfront in listings — buyers researching ownership costs convert better when the numbers are right there.

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