Free Tools · Built for Las Cruces

Las Cruces Real Estate Calculators & Tools

Every tool built for the New Mexico market. Doña Ana County tax rate, real builder incentive math, NM-specific closing costs (no state transfer tax), Spanish translations on request. Free. No signup. No data harvesting.

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Mortgage Calculator

Full PITI breakdown with sliders for price, down, rate, term, tax, insurance, HOA, PMI. Conventional / FHA / VA / USDA presets, plus 4 starter scenarios.

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Affordability Calculator

How much house can you afford in Las Cruces? Income, debts, down payment, DTI rule. Outputs maximum price plus three lender scenarios.

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Closing Cost Estimator

Buyer or seller view. Real Las Cruces line items including title insurance, escrow, recording, and the fact that NM has no state transfer tax.

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Seller Net Sheet

Exactly how much you'll walk away with at closing. Sale price, payoff, commission, concessions, repair credits, taxes, HOA, all itemized.

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Rent vs Buy

Find your breakeven year. Side-by-side 5/10/20-year cost comparison. Includes equity built and Las Cruces appreciation.

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Las Cruces Market Report 2026

Quarterly-updated MLS data. Median price by ZIP, days on market, builder pricing, neighborhood breakdowns, forecast.

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Home Valuation

Free no-obligation comparative market analysis (CMA) for your Las Cruces address. Real comps, real numbers.

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Builders Guide PDF

2026 Las Cruces builders comparison: Hakes Brothers, French Brothers, KT Homes, Edwards Homes, Desert View Homes. Pricing, communities, incentives.

View Guide →

Want a person, not a calculator?

Every Patino broker is one phone call away. No call center, no gatekeepers.

Call (575) 520-7604