Free Tools · Built for Las Cruces

Las Cruces Real Estate Calculators & Tools

Every tool built for the New Mexico market. Doña Ana County tax rate, real builder incentive math, NM-specific closing costs (no state transfer tax), Spanish translations on request. Free. No signup. No data harvesting.

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Mortgage Calculator

Full PITI breakdown with sliders for price, down, rate, term, tax, insurance, HOA, PMI. Conventional / FHA / VA / USDA presets, plus 4 starter scenarios.

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Affordability Calculator

How much house can you afford in Las Cruces? Income, debts, down payment, DTI rule. Outputs maximum price plus three lender scenarios.

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Closing Cost Estimator

Buyer or seller view. Real Las Cruces line items including title insurance, escrow, recording, and the fact that NM has no state transfer tax.

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Seller Net Sheet

Exactly how much you'll walk away with at closing. Sale price, payoff, commission, concessions, repair credits, taxes, HOA, all itemized.

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Rent vs Buy

Find your breakeven year. Side-by-side 5/10/20-year cost comparison. Includes equity built and Las Cruces appreciation.

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Las Cruces Market Report 2026

Quarterly-updated MLS data. Median price by ZIP, days on market, builder pricing, neighborhood breakdowns, forecast.

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Home Valuation

Free no-obligation comparative market analysis (CMA) for your Las Cruces address. Real comps, real numbers.

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Builders Guide PDF

2026 Las Cruces builders comparison: Hakes Brothers, French Brothers, KT Homes, Edwards Homes, Desert View Homes. Pricing, communities, incentives.

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Want a person, not a calculator?

Every Patino broker is one phone call away. No call center, no gatekeepers.

Call (575) 520-7604
Manny Patino, Qualifying Broker at Patino Real Estate
Family-owned · Las Cruces, NM · Since 2017

The Las Cruces Listing Agents

Manny Patino, Qualifying Broker and Listing Broker. We can sell your house, represent you on any purchase, and we work with every active builder in Las Cruces. Seven licensed New Mexico brokers, one family-owned brokerage. Meet the team →

Call now (575) 520-7604

Open every day · 8am to 8pm

Or send a message

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